Our Services

We serve individuals and businesses in all areas of investment planning, including:            


• Retirement planning - Help making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Managing assets before and during retirement.

• Tax management planning 1 - Help making sure your portfolio is tax-efficient. Developing tax saving investment strategies. Referring you to qualified tax specialists.

• Estate strategies planning1 - Working with our estate-planning and trust specialists to review your wills and trusts, help preserving your estate for your intended heirs, help with beneficiary designations, reduce potential exposure to estate taxes and probate costs and coordinate with your tax and legal advisors.

• Education funding - Recommending investment and accumulation strategies to help you pay for your children's education.

• Risk management - Reviewing existing life and long term care insurance policies.

• Investments - Determining your asset-allocation needs. Helping you understand your risk tolerance. Recommending the appropriate investment vehicles to help you reach your goals. 2

• Employee and executive benefits - Helping your business attract and retain qualified employees through benefit packages.

• Access to Lending Services through Wells Fargo Affiliates3 - Help with a wide variety of lending products for both personal and business lending.

• Insurance Needs4 - Insurance can be tailored to help you meet retirement or estate planning needs and other financial goals.  We will work closely with you to review current plans and offer insight on other possible scenarios.

                                                           
1 Trust services available through banking and trust affiliates in addition to non-affiliated companies of Wells Fargo Advisors.Wells Fargo Advisors does not provide tax or legal advice. Please consult with your tax and legal advisors before taking any action that may have tax consequences.

2 Asset allocation cannot eliminate the risk of fluctuating prices and uncertain returns

3 Lending and other banking services available through the Lending and Banking Services Group of Wells Fargo Advisors (NMLS UI 2234) are offered by banking and non-banking affiliates of Wells Fargo & Company, including, but not limited to Wells Fargo Bank, N.A.(NMLSR ID 399801); (Wells Fargo Home Mortgage and Wells Fargo Home Equity Group are divisions of Wells Fargo Bank, N.A); and Wells Fargo Equipment Finance, Inc. All loans and lines of credit are subject to credit approval, verification and collateral evaluation. Products are not available in all states. Certain restrictions apply. Programs, rates, terms and conditions are subject to change without notice.

4 Insurance products are offered through nonbank insurance agency affiliates of Wells Fargo & Company and are underwritten by unaffiliated insurance companies. Wells Fargo Advisors is a separate non-bank affiliate of Wells Fargo & Company.